Glenda Koda

The Buyer Representation Agreement

Chances are, if you are thinking of buying a home you may be hearing about a Buyer Representation Agreement. This is a document between the buyer and their agent. In this agreement the buyer is retaining the agent to help find a property to purchase in a specific market area for a particular length of […]
What Affects Your Personal Interest Rate?

Many buyers often ask me why they aren’t getting the same mortgage rate as advertised. Here’s what you should know: Whenever lenders advertise a particular interest rate, they’re not talking about the interest rate they will offer to every borrower. They state an interest rate that applies to a perfect borrower getting a 30-year fixed-rate […]
All About The Property Condition Disclosure Statement

Sellers, things have changed! A new law will go into effect in NY on March 20, 2024 that requires sellers to complete a Property Condition Disclosure Statement (PCDS) and repeals the $500 credit to the buyer in lieu of receiving a completed form. The Property Condition Disclosure Act only applies to sellers who are selling residential […]
Preparing Your Home For A Successful Sale

Preparing your home for sale is a crucial step in ensuring a successful and profitable transaction. These 10 steps will help you to prepare your home, maximize its appeal, and attract potential buyers. 1. Declutter and Depersonalize: Start by decluttering your home. Remove excess furniture, personal items, and anything that doesn’t contribute to a […]

30 Year Fixed	6.75%
15 Year Fixed	6.25%
7/6 ARM	7.5%

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